{"id":21624,"date":"2025-10-13T11:14:40","date_gmt":"2025-10-13T09:14:40","guid":{"rendered":"https:\/\/www.obracun-placa.com\/?p=21624"},"modified":"2025-10-13T13:24:16","modified_gmt":"2025-10-13T11:24:16","slug":"provedba-isplate-placa-putem-sepa-datoteka-i-kontrola-uskladenosti-iban-racuna-i-primatelja-koje-banke-provode-od-05-10-2025","status":"publish","type":"post","link":"https:\/\/www.obracun-placa.com\/index.php\/obracun-placa\/provedba-isplate-placa-putem-sepa-datoteka-i-kontrola-uskladenosti-iban-racuna-i-primatelja-koje-banke-provode-od-05-10-2025\/","title":{"rendered":"Provedba isplate pla\u0107a putem SEPA datoteka i kontrola uskla\u0111enosti IBAN ra\u010duna i primatelja koje banke provode od 05.10.2025"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 12pt;\">Banke su od 05.10.2025 zapo\u010dele provjera primatelja prema kojem se provodi pla\u0107anje (Verification of Payee &#8211; VoP). Ova provjera je diktirana od strane EU. Provjera uspore\u0111uje IBAN ra\u010dun i naziv primatelja koji su navedeni na nalogu za pla\u0107anje. Detalje vezane uz funkcioniranje provjere primatelja mo\u017eete pro\u010ditati na www.sepa.hr <span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"chrome-extension:\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/sepa.hr\/wp-content\/uploads\/2025\/06\/Newsletter-SEPA-06-2025-VoP.pdf\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">LINK <\/a><\/span>U nastavku teksta obra\u0111ujemo utjecaj provjere primatelja na proces provedbe isplate pla\u0107a.\u00a0<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li><span style=\"font-family: helvetica, arial, sans-serif; font-size: 12pt; color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"#moraliseprovoditi\"><span style=\"font-size: 10pt;\">Mora li se provoditi provjera primatelja kod provedbe SEPA datoteka<\/span><\/a><\/span><\/li>\n<li><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt; color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"#utjecajprovjerenatajnost\">Utjecaj provjere primatelja na tajnost pla\u0107a (za korisnike na\u0161e usluge obra\u010duna pla\u0107a)<\/a><\/span><\/li>\n<li><span style=\"font-family: helvetica, arial, sans-serif; font-size: 10pt; color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"#uskladjivanje\">Uskla\u0111ivanje broj ra\u010duna primatelja i naziva primatelja za pla\u0107anja prema prora\u010dunu i jedinicama lokalne uprave<\/a><\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 12pt;\"><span style=\"text-decoration: underline;\"><strong><a id=\"moraliseprovoditi\"><\/a><span style=\"color: #ff0000; text-decoration: underline;\">M<\/span><span style=\"color: #ff0000; text-decoration: underline;\">oramo li provoditi provjeru primatelja kod provedbe SEPA datoteka?<\/span><\/strong><\/span><\/span><\/p>\n<p style=\"padding-left: 40px; text-align: justify;\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 12pt;\">Pretpostavljamo da se je ovih dana ve\u0107ina Vas prilikom provedbe SEPA datoteka sa nalozima za pla\u0107e (za porez na dohodak, doprinose, uplatu pla\u0107a i naknada,\u00a0 uplatu obustavljenih obustava\/ovrha) susrela sa novom kontrolom koja detektira nepodudaranje naziva primatelja i IBAN ra\u010duna na koji ide uplata. Nova provjera je pomo\u0107 i za\u0161tita od ne\u017eeljenog, pogre\u0161nog pla\u0107anja. Potrebno je neko vrijeme kako bi nazive primatelja u svojim sustavima za obra\u010dun pla\u0107a uskladili sa nazivima primatelja koje kod kontrole o\u010dekuju banke<\/span><span style=\"font-family: helvetica, arial, sans-serif; font-size: 12pt;\">. Npr. za ra\u010dun HR1210010051863000160 na koji upla\u0107ujemo &#8220;Doprinose za MIO I stup&#8221; naziv koji banka o\u010dekuje je &#8220;DR\u017dAVNI PRORA\u010cUN REPUBLIKE HRVATSKE&#8221;. U slu\u010daju kada su u SEPA datoteci nalozi za isplatu pla\u0107a radnicima, kontrola \u010dak\u00a0 nije po\u017eeljna ako Vam je bitna tajnost pla\u0107a a platni promet provodi osoba koje ne smije imati uvid u iznose pla\u0107a radnika!<\/span><\/p>\n<p style=\"padding-left: 40px; text-align: justify;\"><span style=\"color: #ff0000; font-family: helvetica, arial, sans-serif; font-size: 12pt;\"><strong>U slu\u010daju kada se koriste pla\u0107anja putem SEPA datoteka od strane pravnih osoba, kontrolu platitelja je mogu\u0107e ignorirati i usprkos tome \u0161to su provjere &#8220;crvene&#8221;, naloge mo\u017eete provesti. U tome modu rada Vam je sve isto kao i do sada kada nije bilo kontrole.<\/strong><\/span><\/p>\n<div class=\"pmpro\">\n<div class=\"pmpro_card pmpro_content_message\">\n<div class=\"pmpro_card_content\">\n<p><\/p>\n<p style=\"text-align: center\"><font color=\"orange\">CIJELI SADR\u017dAJ JE DOSTUPAN PRETPLATNICIMA NA P1100 Svi sadr\u017eaji.<\/font><\/p>\n<p><\/p>\n<p style=\"text-align: center\"><a href=\"http:\/\/www.obracun-placa.com\/wp-login.php?action=register\"><font color=\"#FF6600\">NARUD\u017dBA PRETPLATE<\/font><\/a><\/p>\n<p style=\"text-align: center\"><a href=\"https:\/\/www.obracun-placa.com\/index.php\/login-2\/\"><font color=\"#FF6600\">PRIJAVA NA PORTAL (login) AKO IMATE AKTIVNU PRETPLATU<\/font><\/a><\/p>\n<\/div>\n<div class=\"pmpro_card_actions pmpro_font-medium\">Imate aktivnu pretplatu? <a href=\"https:\/\/www.obracun-placa.com\/wp-login.php?redirect_to=https%3A%2F%2Fwww.obracun-placa.com%2Findex.php%2Fobracun-placa%2Fprovedba-isplate-placa-putem-sepa-datoteka-i-kontrola-uskladenosti-iban-racuna-i-primatelja-koje-banke-provode-od-05-10-2025%2F\"> PRIJAVA<\/a><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Banke su od 05.10.2025 zapo\u010dele provjera primatelja prema kojem se provodi pla\u0107anje (Verification of Payee &#8211; VoP). Ova provjera je diktirana od strane EU. Provjera uspore\u0111uje IBAN ra\u010dun i naziv primatelja koji su navedeni na nalogu za pla\u0107anje. Detalje vezane uz funkcioniranje provjere primatelja mo\u017eete pro\u010ditati na www.sepa.hr LINK U nastavku teksta obra\u0111ujemo utjecaj provjere... <\/p>\n<div class=\"pmpro\"><div class=\"pmpro_card pmpro_content_message\"><div class=\"pmpro_card_content\"><br>\r\n<br>\r\n<br>\r\n<p style=\"text-align: center\"><font color=\"orange\">CIJELI SADR\u017dAJ JE DOSTUPAN PRETPLATNICIMA NA P1100 Svi sadr\u017eaji.<\/font><\/p>\r\n<br>\r\n<p style=\"text-align: center\"><a href=\"http:\/\/www.obracun-placa.com\/wp-login.php?action=register\"><font color=\"#FF6600\">NARUD\u017dBA PRETPLATE<\/font><\/a><\/p>\r\n<p style=\"text-align: center\"><a href=\"https:\/\/www.obracun-placa.com\/index.php\/login-2\/\"><font color=\"#FF6600\">PRIJAVA NA PORTAL (login) AKO IMATE AKTIVNU PRETPLATU<\/font><\/a><\/p>\r\n<\/div><div class=\"pmpro_card_actions pmpro_font-medium\">Imate aktivnu pretplatu? <a href=\"https:\/\/www.obracun-placa.com\/wp-login.php?redirect_to=https%3A%2F%2Fwww.obracun-placa.com%2Findex.php%2Fobracun-placa%2Fprovedba-isplate-placa-putem-sepa-datoteka-i-kontrola-uskladenosti-iban-racuna-i-primatelja-koje-banke-provode-od-05-10-2025%2F\"> PRIJAVA<\/a><\/div><\/div><\/div>","protected":false},"author":1502,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[5],"tags":[],"class_list":["post-21624","post","type-post","status-publish","format-standard","hentry","category-obracun-placa","pmpro-level-required","pmpro-level-12","pmpro-no-access"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.obracun-placa.com\/index.php\/wp-json\/wp\/v2\/posts\/21624","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.obracun-placa.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.obracun-placa.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.obracun-placa.com\/index.php\/wp-json\/wp\/v2\/users\/1502"}],"replies":[{"embeddable":true,"href":"https:\/\/www.obracun-placa.com\/index.php\/wp-json\/wp\/v2\/comments?post=21624"}],"version-history":[{"count":23,"href":"https:\/\/www.obracun-placa.com\/index.php\/wp-json\/wp\/v2\/posts\/21624\/revisions"}],"predecessor-version":[{"id":21647,"href":"https:\/\/www.obracun-placa.com\/index.php\/wp-json\/wp\/v2\/posts\/21624\/revisions\/21647"}],"wp:attachment":[{"href":"https:\/\/www.obracun-placa.com\/index.php\/wp-json\/wp\/v2\/media?parent=21624"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.obracun-placa.com\/index.php\/wp-json\/wp\/v2\/categories?post=21624"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.obracun-placa.com\/index.php\/wp-json\/wp\/v2\/tags?post=21624"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}