{"id":13868,"date":"2016-01-29T15:01:22","date_gmt":"2016-01-29T14:01:22","guid":{"rendered":"http:\/\/www.obracun-placa.com\/?p=13868"},"modified":"2016-01-29T15:03:40","modified_gmt":"2016-01-29T14:03:40","slug":"istek-zakonske-odredbe-o-fiksiranju-tecaja-chf-za-ugovore-o-kreditu-u-chf-ili-u-kunama-sa-valutnom-klauzulom-u-chf","status":"publish","type":"post","link":"https:\/\/www.obracun-placa.com\/index.php\/obavijesti\/istek-zakonske-odredbe-o-fiksiranju-tecaja-chf-za-ugovore-o-kreditu-u-chf-ili-u-kunama-sa-valutnom-klauzulom-u-chf\/","title":{"rendered":"Istek zakonske odredbe o fiksiranju te\u010daja CHF za ugovore o kreditu u CHF ili u kunama sa valutnom klauzulom u CHF"},"content":{"rendered":"<p><span style=\"font-family: arial, helvetica, sans-serif;\">Zakonom o dopuni Zakona o potro\u0161a\u010dkom kreditiranju (NN 9\/2015 od 26.01.2015.) <a href=\"https:\/\/www.obracun-placa.com\/index.php\/obavijesti\/fiksni-tecaj-chf-za-ugovore-o-kreditu-u-chf-i-u-kunama-s-valutnom-klauzulom-za-anuiteteobroke-u-redovitoj-otplati-1-chf-639-hrk-zakon-o-dopuni-zakona-o-potrosackom-kreditiranju\/\"><span style=\"color: #ff9900;\">LINK<\/span><\/a> je, po\u010dev\u0161i od 27.01.2015., na period od godinu dana fiksiran te\u010daj CHF na 6,39 HRK. <strong>\u00a0<span style=\"color: #ff0000;\">Ovaj period je istekao i postavlja se pitanje kako nadalje ra\u010dunati obustave radnicima koji imaju kredite u CHF<\/span><\/strong><span style=\"color: #ff0000;\">.<\/span> Navodno bi za kredite, koji su u postupku konverzije, i dalje trebalo koristiti ovaj fiksirani te\u010daj CHF dok bi se za ostale kredite radnika koji su u CHF a za koje nije pokrenut proces konverzije trebalo ra\u010dunati anuitete otplate prema tr\u017ei\u0161nome te\u010daju. <\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">Problem je u tome da poslodavac, koji obra\u010dunava pla\u0107u i obustavlja obustave\/ovrhe, nema informaciju o tome da li je kredit u procesu konverzije ili nije. U ovoj nedefiniranoj i stoga za poslodavca nezgodnoj situaciji vjerojatno je najpametnije i dalje primijeniti fiksirani te\u010daj uz obavijesti radnicima i bankama po kojoj ih se tra\u017ei slu\u017ebeno o\u010ditovanje za svaki pojedinu obustavu\/ovrhu na pla\u0107i (koja je u CHF).<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Zakonom o dopuni Zakona o potro\u0161a\u010dkom kreditiranju (NN 9\/2015 od 26.01.2015.) LINK je, po\u010dev\u0161i od 27.01.2015., na period od godinu dana fiksiran te\u010daj CHF na 6,39 HRK. \u00a0Ovaj period je istekao i postavlja se pitanje kako nadalje ra\u010dunati obustave radnicima koji imaju kredite u CHF. Navodno bi za kredite, koji su u postupku konverzije, i [&hellip;]<\/p>\n","protected":false},"author":1501,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[3],"tags":[],"class_list":["post-13868","post","type-post","status-publish","format-standard","hentry","category-obavijesti","pmpro-has-access"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.1.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Istek zakonske odredbe o fiksiranju te\u010daja CHF za ugovore o kreditu u CHF ili u kunama sa valutnom klauzulom u CHF\" \/>\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin2\"\/>\n\t<meta name=\"keywords\" content=\"te\u010daj chf zamrzavanje\" \/>\n\t<link rel=\"canonical\" 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